August 15, 2011 8:06:04 AM EDT Unlucky - Wealth

I'm usually a very safe driver. In fact I pride myself on it. One night, I was unexpectedly asked to drive my sister to a concert as a favour. The place was about half an hour away, but during the last 5 minutes of the trip I crashed into another car. It cost me an insurance excess of $800. Then, 6 months later, I got my insurance bill. It was an extra $250 than usual, because I had that accident. $1050 it cost me to do this unexpected favour, which I was very unhappy about doing in the first place. Luckily though, during that night my sister found a $100 note on the ground! She gave it to me as a gift. Net cost: $950

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